Most first-time buyers are worried about making a mistake when taking on a huge financial and life-changing decision like buying a house. If that describes you, you’re in good company. After all, it’s normal to worry about major decisions like changing careers, moving to a new city, getting married, having a baby and, yes, buying a home.

Granite countertops are beautiful. These natural stone surfaces come in a wide range of colors and patterns, are extremely durable, and add a luxury “feel” to your home, while also improving resale value. If you’re considering buying a home with granite countertops—or adding them to your home—what considerations should you keep in mind?

Defaulted properties are a sad fact of any real estate market. Mortgage foreclosures are a multiple-step process, presenting various opportunities for buyers.

When a foreclosure sale is not successful, the lender assumes ownership and the property is now called real estate owned, or simply REO. If you are interested in purchasing an REO property, it's important to understand several distinctions between REOs and traditional transactions, outlined below: